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Intro purchase APR is x% for x months from date of account opening then the common invest in APR applies. Intro Equilibrium Transfer APR is x% for x months from date of initial transfer, for transfers beneath this present that write-up to your account by then the regular obtain APR applies. Normal acquire APR: x% variable to x% variable, based upon your creditworthiness. Hard cash APR: x% variable. Variable APRs will vary with the market according to the Prime Charge. 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